The issue is that performance related remuneration is one way. Have a good year and the fundies take an extra 20%. Have a bad year and they still take 1%. but don't give any of the 20% back.
That's why I have an SMSF - blue chips, only get a little above the ASX50 accumulation index so far but only $700 fees with esuper, rather than 1% which would be a lot more.
