"Note: The Oz. historical median can be reached by a crash or zero growth for about ten years - for sake of family and friends, I hope the latter."
IMHO it will be the latter that will occur in most areas of Australia and frankly that will be a good thing. Only problem is because there won't be a massive crash everywhere many bears like Sero will continue to miss out as they won't realise incomes have caught up and another future boom will begin.
