Thanks for all your replies so far.
I do not want to go with another bank or finance company. Am happy with NAB.
Just want to know if I am missing anything here.
I did want to keep both loans to try and pay the smaller one off first, however a saving is a saving.
Why didn't they offer me it earlier? Because one loan was a fixed loan, which will expire January (to which the new loan will be implemented).
Thanks anyway, appreciate the help guys (and gals), I really do.
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