supertramp, I am one of those that lost plenty, kept my home only because of massive credit card limits , which I havent made a dent in , in 4 years and an extended mortgage. It can be tough, from being retired, for 8 years..to now working till im 90...lol
But HC can be a support netweork..however some posters wouldnt know what that means..as they use a gattling gun on others misfortune...
there are many reasons people leave, i would say they have lost big time and just turn away...kinda like AA... Until my PNO turns around, I have a disadvantaged horse and work in the salt mine.. (good to look up the meaning of working in the salt mine)