That's great but did they humble the returns? IMO I'm staying mostly in managed super because I expect superior returns from expert fund managers. I'm quite happy to play with an investment portfolio personally but seriously, there are top funds out there that over a few years will make you a lot of money in super, net of fees. 1% is a small price to pay for top managers.
I'm back in super stock funds now after selling out in early November and buying back last week. I have what I believe to be the best portfolio for a nice rally I expect for six weeks to 2 months, especially on our ridiculously undervalued All Ords, relative to Dow.
25% Aussie blue chips (5 top funds). 15% Emerging markets stocks (2 funds). 15% Aussie small-med caps (2 funds). 15% gold/silver stocks (my investment portfolio). 10% geared Oz & global top stocks. 5% global top stocks (half hedged) 5% global & Oz property funds 5% hedge funds. 5% fixed interest (Oz state & corporate bonds).
