Keycorp looking strong, page-12

USAstarting now is convertingCAT ERGto smartcards The whole of the United States is (already begun) converting to smartcards--this is what has only just begun---Europe has had them for years.
Gartner Group---(and if you want to read one of their research papers it costs you about 5000 dollars) (so I read the headers!----they are saying that what is going to drive the sector going forward is payments this is what all of these companies and many of them are Australian are concentrating on.
Cheers,--Steve.