I am not sure about which country you are writing about, but in this one, reality is totally different:
"ABS statistics suggest that there are approximately 2.8 million Australians over the age
of 65. Of those, 71 per cent do not have any super."
http://www.challenger.com.au/funds/TechnicalUpdates/CRIR_How_much_super_do_Aussies_have_Apr12.pdf
