Already available in Aust , Verifone a major global player in Payments.
http://www.verifone.com.au/products/hardware/mobile/payware-mobile/
PAYware Mobile
Create a Check-Out - Wherever, Whenever
PAYware Mobile is a mobile payment solution that transforms smartphones and tablets into secure transaction portals. Simply swipe, insert or tap a card, and enjoy the convenience of payments - wherever business happens.
In addition, advanced features such as a 2D barcode imager, integrated PIN pad and customizable app integration make PAYware Mobile the ideal solution for merchants who want their store associates to get up from behind the cash register and interact with consumers anywhere in the store.
https://online.americanexpress.com/mobilewallet/us/mgmt/walletmarketing.jsp
I like this solution , you can still carry your cards with you in case your phone dies but your card details are encrypted into your phone and all you have to do is tap your phone to make a payment. No giving your card to someone else's device and a lot faster for payments.
"The Isis Mobile Wallet is a mobile app that allows you to tap and pay with your smartphone. It stores your existing credit and loyalty cards on your phone. So simply tap your phone to pay at any store that accepts contactless payments."
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