I had the same thing, apart from it was a oversea trip on my C/card , I rang the bank and the airline plus the hotel that billed my card, total $8500, they all said that they couldn't track the person, I said , "hang on a tick, someone is boarding the international flight has to have a passport , right?" So I wouldve thought it was easy to nab them at the airport, NO? ........... I got my money back with in 5 days , but as far as I know nothing happened to the person who used my card...