some more humour...

...you can bank on:

ANZ late payment credit card fees illegal:
February 5, 2014 - 10:39AM Clancy Yeates


ANZ customers suing the bank over its fees have had a partial victory, after the Federal Court today ruled its late payment fees charged on credit cards were illegal.
However, the court today also ruled that other types of fees – so-called honour, dishonour, and non-payment fees – were not penalties and therefore allowed under the law.

Read more: http://www.smh.com.au/business/banking-and-finance/anz-late-payment-credit-card-fees-illegal-court-20140205-3205g.html#ixzz2sOyjdlWB
-----------------------------------------
Why oh why did we not heed these ominous words from
Thomas Jefferson back in 1802:

"I believe that banking institutions are more dangerous to our liberties than standing armies."

You got s'thing to say, Teddy R?