australia's very own subprime crisis looming, page-157

That is actually the idea behind this forum - to offer the benefit of experience.

Yes some of us have suffered work reversal in our time, some of us have struggled through 18% interest rates , dropping property values , other difficulties - comes with life I am afraid and invariably there is a way around it.

Some on the stock forums have lost a lot of money on certain cos and as tragic as it is you can recover but the hard yards have to be put in to do so. Despite their best beliefs , often based on good research things went pear shaped.

Having a family has the same dynamics. Anything worthwhile comes with downsides and even if housing was more affordable and employment 100% some setback can rob you of the lot. Contingencies have to be catered for and difficult times call for tough measures. Been there - done that as have many others.