"I think property and stocks are overvalued - I dont know which will get a correction first"
oh, please let me guide you here... US equities will pop imo , and the ASX will correct hard and fast. I am playing this till end of April.
Super goes to cash then also, had 30%+ super returns from aggressive growth fund last year, with 44% overseas stock weighing. We both intend to lock that in.
As for being totally in cash, no way, waste of time.