best way to reply to this is with a very sympathetic email
saying that you want to help out financially and also drop hints of your age and that you "have a bit of spare money" (if they don't know already)
if they reply favourably, only then ask them for how much they need and what bank account to credit
you may want to leave the request for bank account details to the third email
that way they may not suspect anything
I did this once for fun on a scam email and ended up getting the banking details of the scammer
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