You see right there steve......changing the figures around......now we have a 15 yr time period and introduction of wages without corresponding reference to interest rates in that post.....interest rates 03 to 13 av 2.8% Can you work out which decade and figures we are using and then get back to me.while you doctor up your figures, Add exchange rates, compulsory super..household income..about a thousand other things your cheap sheet gurus fail to mention And you think you know something about inflation..... Guess you get added to masseys famous cba shorts and 48k Perth property and the timing of fats gfc property sell off This is from 2012 still pretty relevant http://www.rba.gov.au/publications/bulletin/2012/dec/2.html