Good on you Massey good to see you reaping the rewards of your labours. Even you must be getting nervous like Scotty that you will never catch up. $200k down in 3 years, so that 50% fall has to happen for you to even stand a chance of getting into a cheap suburb. Somebody like you will never afford Cott and somebody like me would never buy there as the returns are poor. By the way I looked up rentals in Donnybrook, one for $250pw was a 2 bed fibro dump and you rent for $150pw. Still one needs to make sacrifices, well you not me.