Well said Iron the level of hysteria is driven largely by a reliance on sensationalist media headlines and Labor scaremongering rather than the reality of the changes I don,t see any changes that are as tough as Labors decision to move single mums off a sole support pension onto newstart.Many had to give up studying- all changes of this magnitude should have an "earn or learn" safeguard The savings should be viewed in the light of an 11 bil interest bill -thanks labor