superchick ole chap,
the difference is that a long term lease will have get out clauses such that if the rig falls over, then all bets are off and long term becomes abbreviated to say the least. on the other hand, if you raise and spend the cash to own a rig that falls over then you have really no where to go other than the hole you have drilled yourself into. i would not count on insurance too much since it would be a rare policy that paid out as a result of gross negligence. there are tax differences as well, but i leave that aspect for now.
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