So you are suggesting you feel more secure with money in the bank and renting a property where you are restricted in what you can do with it and can be told to vacate in 6 weeks (periodic tenancy) with no reason? I can't see that.
As far as a PPOR is concerned even if the value falls owning it means you are living rent free, did you factor in the cost of rent in deciding to sell?
I image most would be happy if all they owned was their home and would only sell it as a last resort
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