to speed up the economy banks need to be forced to lower rates on credit cards , personal loans , car loans ect, we'v had housing booms when home loan rates were 10%+, lowering mogage rates any fearther will do jack, any one with a home loan wont be reducing there payments they just keep paying the same amount so very little money if any goes back into the economy , current rates are the proof in the pudding.....
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Interest rates to 1 %, page-246
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