crane index, page-463

There is no need to go back 50 years. 20 years is more relevant, as this was when the RBA was mandated to target inflation.

Retail rates have averaged 7% in that period, and with the "discounts" to standard, take 1% off that now.

Rates will go back up, no doubt, and nothing will happen, there will be no Armageddon...or 50% crashes, let alone 20%

Just keep preppin and digging those bunkers in them thar hills to store dem gold bars