Why are you so intent on getting to 60 (ie putting all your spare cash into super) instead of living today.
Use your capital to generate opportunities today.
Think positively - u have a uni degree - get creative with it and build your own business instead of perpetuating the welfare mindset (ie someone else handing u the means for survival - in reality there is little difference between the dole & wages, you are still beholden to the giver)
View life as an adventure. Take chances - opportunities are around every corner if you can just keep your eyes open & stay alert to them. Attack not defence is the way to win - defensive stategies result in a draw at best (check out your favourite sporting game as an insite into what type of teams are the winners)
We are living in a time of enormous opportunity. Capital is readily available (if u have a god ideas and are passionate enough to drive it). Consumers have no reluctance to spending & the lifecycle of products and ideas is short (turnover is great).
Drop this squirrell mentality of enjoying yourself at 60 and start LIVING . . . . you'll get to 60 (far too) quickly enough
