Is at 11:58 and getting closer to midnight.
2016 will be the Epic Year, the grand finale of all the bingeing and gorging on debt.
The year when it all comes crashing down, when the banks default, when there is panic and blood on the trading floor of the ASX, when the property bulls are finally herded over the cliff and to their doom.
They all laughed at Noah, even after it started raining.
Laugh this off.
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