is it cheap , page-23

I thnk MBL is more greatly influenced by rising interest rates than the other banks. This together with what appears a typical year, meaning a fall in markets in Sept. and Oct, leads me to believe MBL will fall into the 40s. Of course, this is only my opinion. Gut feel, if you will. I was hoping for a rise in August, which the other banks have had, so as to buy some puts later this month, but this isn't happening. Doesn't look good for this stock