I have read and thoroughly enjoyed The Richest Man in Babylon but it was It the book " Rich Man Poor Man" that gave me the insight into being able to be financially free and the ability to retire early.
I went to pick up my grandchildren from school the other day and whilst waiting in the school carpark I counted up the large, lavish expensive vehicles the women were driving. There were very few small economical cars in the car park.
When I questioned my daughter about it she told me, " Dad you are so out of touch."
It seems that many today are living a life beyond their means and in doing so tied to financial institutions with no end in sight of financial freedom or being able to commence planning for their retirement.