@Gasbag ,
I'm not too sure what any of that has to do with my point, which refers to the potential dual nature of the RADs, on which the industry has been highly dependent as a funding source for growth.
https://hotcopper.com.au/threads/rads-and-confidence.2881401/page-10?post_id=18962907#.WD1eCLJ96Uk
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