AGM summation, page-186

why all the hype about auz? who cares.....the WORLD is the focus.....

i know for a fact that 3rd worls countries rely ENTIRELY on cash.......no credit cards, no ease of transactions. BUT they all have one thing - cheap MOBILES. we are to them, what visa and mastercard is to us....

vcredit WILL come from MOBILES for them. middle east, asia, africa, sth america. Credit cards reap fees, fees and more fees.....we can do the same.

in heavy...want more. DYOR