The point I'm trying to make isn't that we're in a housing bubble (despite what I actually believe). It's that we're in a credit bubble, because that's all we can prove right now. It's a simple fact. By presenting the research, perhaps people will make the link between credit bubbles and asset bubbles themselves and draw the correct final conclusion.
What others have said regarding a housing bubble over the last 10 years is irrelevant to me. It wasn't me making the call, but now I'm encouraging some critical thinking on the topic. There have been recent fundamental/economic shifts that could easily serve as a catalyst at the present time. People can ignore all of this at their own expense.
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