"...your life's must be so pitiful...!"
If you can bet on the market, generally your life should not be so pitiful as you image. If you bet too much on MBN, you should be very painful since the starting of this VA, without matter what fate is out in future. If you bet too much and MBN just eats 98% of your capital, you would be little feel pitiful.
Of course all of the feeling pitiful would pass by in Australia. Here you could lose your farm in the market, get into class action, and have hopes that someday some magic would fall upon to you with another farm, which much bigger than you had before.
So don't fell pitiful for you and others. Life is good and MBN is nothing but a bet for more or less money in your bank.
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