this_is_it, the general theme in most of the postings on this site is to DO YOUR OWN RESEARCH. Pennypincher over time has posted very intelligent and articulate summations of what he believes will transpire over the coming twelve months - refer to his posting 21/01/07 13:17. Though he calls it "A Personal forecast.. speculative and primitative view," so far he has been on the money. Then again DYOR.