Ann: YOJ AND POST MEDIA CREATING RAPID DELIVERY CAMBODIA NETWORK, page-8

I was born in Cambodia and most people there are unbanked. Meaning they don't normally use a bank let alone having a credit card. If Yojee has the unbanked people catered for this will represent an enormous monetisation opportunity for South East Asia's 70% unbanked population. I'm not sure how they'll go about doing it for the e-commerce side of things though as when you order something online they usually require upfront payment. For delivery services alone it would be quite easy as it can be just cash on delivery.