Ann: Memorandum of Understanding with NAB Financial Planning, page-397

or 'a lot'

so from ifa website:
"NAB has also now provided ifa with further clarification.
In another statement, NAB said: "NAB has discussed overflow paraplanning service options with a range of companies for when client demand exceeds our internal capacity, including with Intiger. However, NAB has made no decisions on whether we will pursue any of these options and there is no MOU in place."

a little unprofessional on IAM's behalf, but also NAB, bit of a mess really, but all NAB are saying is that they've discussed options with intiger, no MOU and no commercial agreement, not a good look, anyway the SP was @ .059 prior to ann. and we know now that NAB are at least considering Intiger so surely not a great deal to worry about, just disappointed with how IAM have handled this.