Ann: Memorandum of Understanding with NAB Financial Planning, page-551

Seems to be a lot of termites coming out of the woodwork in HC lately,maybe it's just the vibe I am getting lately.A few red flags for me-
*Whenever someone claims years of experience in the industry in some form or another.
*Whenever someone claims how much money they have made, especially as a counter-argument to others.
*Whenever someone claims to have talked to a mate about a stock or subject.

Anyway my ignore list grows larger and larger with this escapade.I know that it affects a little selective bias in what I read,however preserving my capital and my sanity is more important.

Heaven forbid I may even become a twitt-erer..