Coca Cola Cost Optimisation, page-6

That is not correct actually. There is a recent report by Lodge ptners which I unfortunately cant post here which explained it to me for the first time.

It says that under the Save & share model the upfront capex is financed and the customer pays a monthly fee incorporating the repayments and an ongoing service charge. Under this model Vivid still receives the upfront payment from the finance company as they would the capex model, in addition to a recurring service fee.