I am back. So is SGH, page-1261

Hi Jim....good to hear from you.

Nice to get some actual on the ground feedback from the ordinary folk about SGH. It's looks like the are hanging in there and continuing their marketing trying to build a presence and brand in London /major cities.

Also I wasn't having a dig at you, just pointing out that us youngsters are feeling the heat. Whilst I agree & you are absolutely correct that we have an advantage with the low interest rate environment (<4%) compared to the BB's (15 - 17%) this is well and truly negated by the risk of potentially substantially higher rates and a worse outlook for future returns as house prices are unlikely to increase at the same rate as they have since the mid 1990's.

Anyway I won't ramble on any further......take care and enjoy the rest of your holiday.