yes all going to plan. Major risk is that APRA pressure banks to limit the provision of warehouse loans to the likes of Pepper and/or Pepper faces headwinds in its securitisation efficacy. On balance i think they are placed very well, in particular as they have strong administration skills/systems and as they have some diversity beyond Australia (ie not 100% exposed to Aussie house market). The mortgage brokers are a powerful force and hopefully they do direct more to Pepper than the banks. Banks are as always not the best at providing service so i hope Pepper can deliver on this front as well as this will be icing on cake. No wonder price is running up nicely.
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