Not all ideas need to be decentralised, if can swap my BTC for a token that has a card that i can spend my massive profits then why not ? Better then sending that money to the ATO when i cash out..
As for BTC, what you can & can't do in Aus is due to lack of infrastructure.. At this very moment, a few companies are making building on that infrastructure. Aus is very slow.. but most Countries are far more advance let Crypto users do more, ie Sweden will allow paying council rates in BTC starting next year.
You need to understand that blockchain is not going anywhere, it will not die.. so it's a matter of building on this tech to make it mainstream.. it may take years .. dunno..
But the internet had taken 20 years before we trusted it to put our photos on social media to communicate with others..
How does that relate to fraud ?
Pick you're game up cos to me you look like you do not understand what Crypto is or how to read news
