Not just the recent Q, but also:
1) The slow down in growth in Escrow (all tied to higher compliance introduced by FLN... read between the lines: most of Escrow's previous clients are most likely not the most scrupulous of individuals and don't want anyone, especially a regulator, knowing who or what they are / doing)
2) The slow down in growth in FLN numbers itself...
Calculate with me, page-38
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