lol not downgrading, just realistic. Merrill have downgraded RHG to a hold (temporarily imo) while it sees how its refinancing goes - both volume and price. RHG needs to getaway about 1b loaned by NAB as warehouse funding on the proviso that it is refinanced into RMBS. The company remains in my opinion a very strong long term buy and not suitable for inexperienced day traders.
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