ASIC will largely encourage Afterpay and Zip. Provides competition to Credit Cards, payday loans and all with zero interest and fees to the consumer!. As long as they are not misleading customers ASIC will only constrain them around the edges. They allow payday lenders. Afterpay is a great win for the consumer and fantastic competition to the big 4 banks credit card profits. Afterpay and Zip are great examples of 'the best ideas often being the most simple". Sky is the limit in Aus plus overseas expansion...
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