the argument at the start of this thread seem to be relying on owning a home to make money...........well there are a heap of other reasons people like to own their own...........they like to make it to suit themselves, they dont want to live somewhere, then be booted out if the owners change their minds etc. there are a zillion reasons peole like to own their own homes, the affect of an increase in capital is just the icing............ and most of the people I know are not putting their money into the banks..........they like their rental properties, including commercial and other investments grrrrrrrrrrrrrrrrr