Good points!
However, I think customers would already be jumping ship with a rate of 9.04% plus the threat of more to come! Staff will no longer be writing new loans, their focus will be to administer loan closures. Their morale would already be stuffed and there will not be any improvement in the near future. So it would seem there are no options but to prey for a miracle that there will be a saviour to keep the funding going.
