Future of APT, page-3

It's certainly something to consider with any investment and is worth having a plan for.

But the same could be said of many/any stocks. I hold a number of Lithium stocks; if there's a global recession will people really be that keen on forking out for new electric cars? How about A2 Milk, if the economy is in the crapper, will people pay twice as much for hipster milk? How about companies shelling out coin for BIG content or videos? Or borrowing money from MQG or changing their ERP platform to ELO software etc etc.

You could make an argument that during a downturn, Afterpay could see an uptick in clients owing to it's service model, but yes, this would likely be accompanied by an uptick in bad debts. Just because you buy a stock, don't mean you have to hold it forever. If the market turns, sell and book your profits.

Your call at the end of the day.