how do you stop todays young generation under 30's from spending, its all to easy on credit and little savings as thats all that they know. Blame it on capatalisim, immigration skills shortages, marketing and sales scam shifty tactics. People today are too stupid and dont understand what interest rates are.
0.25% its only another 2 packs of cigarettes a week ,a body massage, a slab whatever. well its not the solution, they can just source more credit from another lender who needs to make another sale to survive. IE: consolidate your debts and refinance, how many times have I heard Paul Clithero say it. when are we going to start seeing morgage brokers and lenders closing thier doors, theres just too much supply and choice from these markets and its about time they get crunched and go out of business.
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BUY physical gold and survive. thats my intuition
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