Yep, i can relate to what your saying about how these corporations appear to take it upon themselves to act in your best interest!! Ha! Ha!
I have been consolidating my super under my SMSF. Still have one more Super to transfer to the SMSF.
Was a bit reluctant at first to transfer simply because it had a very attractive death coverage within the fund. Tibbs was the one who put me onto e-superfund last year. Best thing i ever did. Thats why i am transferring my superfunds into the SMSF.
It allows you an enormous amount of flexibility which others don't offer.