you won't get a response here, most holders in IAM believe you can not be critical of a company you partly own, in fact as a SH its our democratic right to continue to question the companies motives and make sure they are working for the best interest of SH, when I do question the company these bulls call it down ramping as I call it keeping the buggers honest because since listing this mob has provided no value for SH in fact its destroyed SH value and could get a whole lot worse
Commonwealth Bank to separate wealth management and mortgage broking businesses, page-88
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