Sparkler, appreciate your comments, but everyone needs to examine their own risk reward positions.
From what I have read and seen the biggest problems with the Opes and Tricom situations is that these were largely personality led/driven companies where the personalities, particularly for Opes, didn't appear to exercise the proper discipline and amended their own rules to suit their own motives.
The biggest culprit in all this is appears to be ANZ. If all the organisations providing finance to these providers did their job properly then we would all be a lot happier. No doubt this is being addressed now.
Next on the list are ASX and ASIC.
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