If it does hit the fan you'll be one of the last to know and you won't have time to do anything, you need to prepare BEFORE it does. The fact that your level of awareness has been elevated should invite you to at least start thinking about alternatives, and lets face it it's not about how much money your investments earn it's more about how can I preserve what I have, of course this all being age dependant. You also need to start identifying if the s##t does hit the fan how much am I willing to loose in such an event.
How do you do all this? The same as the investment houses do run modelling on risk and reward. I know it's daunting but it is the only way you can sleep at night knowing you are prepared and have an understanding of its impact when it does.
I spoke to mate a few weeks ago and his comment was he was loosing sleep about being in option c in an industrial fund, I told him that's a sure sign you should NOT be in option c.
