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The Lift facility on Lift Capitals web-site.

What does "you retain ownership" mean?

"All your investments are held under LIFT Capital's nominee, on your behalf. You retain ownership and entitlements arising from these investments including share issues, dividends and franking credits. "

"The LIFT Facility

A LIFT facility is a flexible, all in one gearing platform which gives you the borrowing power needed for investment and business financing. One application form gives you access to a variety of tools including share loans, gear instalments and options.
All your investments are held under LIFT Capital's nominee, on your behalf. You retain ownership and entitlements arising from these investments including share issues, dividends and franking credits. Comprehensive statements will be issued to you as frequently as you choose - whether it be monthly, quarterly or semi-annually and will be delivered by email or post. Information provided in your statement includes: portfolio value, current margin position (amount borrowed, further funds available), detailed transaction history (share transactions, cash transactions, interest paid, dividends received).

Features
- Simple application process
- No minimum loan
- No application fees
- Low facility fees
- Use of third party security
- Competitive interest rates
- Margin buffer of 5% on shares and managed funds
- No asset or income test*
- Flexible repayment options
- Interest paid on credit balances
- Extensive list of approved securities
- Online access
- Consolidated statements
- Flexible use of loan proceeds"