Thanks for your contributions here. Never enough genuine devil's advocacy on these boards, and more's the shame for that.
If we all could embrace the good, the bad and the ugly here (and every story has a modicum of each) we'd all be a little richer for it, or at least a little less worse off.
FWIW I'm still on the boat for the time being, but it does seem I have misplaced the paddle, some time ago.
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