IPO - Splitit Payments Ltd, page-413

 Feb 26 will answer your question re APT.  I can't be sure but I would expect circa $20Mn operating cashflow for the 6 months in AUS/NZ ops ... Writedowns/loss of approx. $20-30MN in the US.

On your first points re SPT - for you as a holder I hope you're right.  Being listed on the ASX now means there is pressure to reassure & confirm to the market the business is on track to meet targets on TTV, revenue, customer numbers etc.  Losses will build as but that isn't really the point at this early stage - just as it wasn't for APT.  A miss on numbers however, may cause serious doubts & pullbacks.

Questions on this one are obvious - why is it worth 3 x more than investment bank & founder valuation at IPO - with no additional information.